Commercial insurance is the financial backbone of your business. It provides you with the protection you need in the normal operations of business. Even if you've taken every step possible to minimize risks, most companies need a series of commercial insurance policies to protect assets and reduce liabilities. Clemon-Maki Insurance can help to provide you with that protection.
Businesses have several key risks to protect from and commercial insurance can help to do that. This type of insurance is customized to the specific risks and assets you own.
Property insurance is the first type of policy you likely need. Policies are available to protection against risks associated with property damage, such as damage to your building, your equipment, or even your inventory. If you own a vehicle, you may need commercial auto insurance to protect its value as well.
Liability insurance is a second form of insurance most Iowa businesses need. This coverage provides protection from risks associated with claims against your property. If a customer falls and is hurt, he or she may file a claim for losses. Liability insurance can also protect against slander, employee mistakes, and cyber theft depending on the policy you select.
Commercial insurance also can offer protection from other risks including employee-related injuries. If you are providing a professional service, you may need more than general liability coverage as well.
If you own or operate a business in Iowa, Clemon-Maki Insurance is available to help you. Contact our auto insurance agents to discuss your specific needs. Let us provide you with coverage you can feel good about. Talk to our agents about the risks you face or let us help you to pinpoint potential risks ahead of time. We can also help you to obtain quotes for affordable coverage including discounts. Call us today for a quote.